Simple, Competitive,
and Transparent pricing

We are committed to providing you with simple, competitive and transparent pricing. Therefore, simply enter the amount you wish to invest below and our fees calculator will tell you what the maximum initial fee will be and what the maximum ongoing fee for our services will be.

There are third party fees for the investment platform (the custodian) used to hold and manage your portfolio, and the investment fund charges. Because we only use the most competitive platforms the combined cost of the platform and funds using 'passive' or 'index-trackers' will be less than 0.5% or where we recommend the use of 'actively managed' funds, normally less than 1% p.a.

Stage one of the process

Stage one of the process is at our expense. We will ask you to complete a risk tolerance and capacity for loss questionnaire, an online fact-find and provide you with a copy of our client agreement that explains how we work and the cost of our services. We will then discuss and explore your personal circumstances, your aims and objectives. We can do this face to face, over the telephone or using an online video consultation.

Stage two

Stage two involves us undertaking the necessary research to identify the most suitable and appropriate investment solutions, including which tax-wrappers we can use to help satisfy your needs and achieve your objectives tax-efficiently and with the lowest possible costs.

Stage three

Stage three involves us preparing a detailed report and recommendations outlining the solutions we are proposing. This will summarise your objectives, the investment recommendation, proposed asset allocation, risk tolerance and details of the platform(s) and investment funds, as well as all the fees and charges involved so that you are fully informed to be able to make a decision.

Stage four

Once you have agreed with and accepted our recommendation we will set everything up for you. This involves helping you to complete the necessary paperwork to set up your investment and pension accounts. We will set everything up so that you have 24/7 secure online access for maximum transparency and minimum cost.

Amount to be Invested

£

Our Initial Fee

This is a one-off fee that covers our initial financial and investment advice and includes the fact-finding process, risk profiling, measuring your capacity for loss, the investment research, our written report and recommendation and setting up your portfolio in a tax-efficient manner. Our initial fee can be paid by you or deducted from the amount you invest. Our initial fee is 1% of the amount invested up to £500,000 and 0.5% on the amount invested above £500,000 and is subject to a minimum of £1,000 and capped at a maximum of £10,000.

£

one off fee


Our Ongoing Fee

This is the fee you pay for receiving ongoing advice, support and managing your portfolio is dependent on the amount you have invested with us. Our ongoing fee is 1% up to £500,000 but reduces to 0.85% if your portfolio is more than £500,000 or 0.7% if your portfolios is more than £1million and 0.5% if your portfolios is more than £2million. This fee is automatically deducted from the cash balance within your investment account each month.

£

per month

The fees quoted above using our fee calculator are indicative. Financial intermediation is exempt from VAT. However, VAT will be charged where applicable if no financial intermediation takes place.

Clients can read our full terms and conditions within our client agreement that is avialable to download from this website.

The value of investments and the income from them can fall as well as rise and are not guaranteed. Investors may not get back their initial investment. This information is based on our fees and charges as at December 2020 and may change from time to time. In the event that there are any additional or different fees, our adviser will confirm that prior to you proceeding with any recommendations.